BUA and GFA: understand the space you are buying
Two homes can carry the same advertised area and offer very different usable space. Read the measurement basis before comparing the price.
Property decisions, explained
Payment schedules, floor areas, financing and costs, explained with useful examples.
8 guides
40/60 or 50/50: read the payment schedule, not just the split
The split tells you when the purchase price is paid. The instalment dates tell you whether the commitment fits your finances.
Choosing a developer: what to check beyond the name
A recognised brand is a starting point. The project entity, documents, delivery record and residence specification deserve their own checks.
The property budget beyond the purchase price
Separate one time transaction costs from the expenses of owning the property. Then ask for a breakdown for your actual purchase.
Rental yield: separate the headline from the cash flow
Gross yield is a simple ratio. Net income and financed cash flow answer different questions about the same property.
Preparing for a mortgage conversation
A repayment estimate helps you plan. A lender assessment determines what borrowing is available to you and on what terms.
Off plan or ready: compare timing, certainty and commitment
The choice is not simply new versus existing. It changes what you can inspect, when you can use the home and how the payments fall.
Checking a property document or advertisement
A convincing advert is not verification. Check the document, the property reference and the authority behind the transaction.